Explore YOUR CREDIT
We know that enjoying the finest things in life is important to you and your family. We will utilize our expertise to help you restore, rebuild and raise your credit score, so that one day you will become creditworthy again, and start living your best life.
WE WILL WALK YOU THROUGH A PERSONAL JOURNEY OF YOUR CREDIT FROM START TO FINISH LEAVING YOU WITH A ROAD MAP FOR SUCCESS IN THE FUTURE
You can relax, knowing that after you work with us you will know yourself and your credit better. After the initial walk through of your credit. We will build a plan together that will highlight your goals and help you reach them successfully. We will then rebuild your credit together as we work at removing inaccuracies on accounts listed as well as personal information listed. We are here to assist you with getting the things you want in life. Navigating the credit repair maze can be very challenging if you are not aware of all of the laws that regulate collectors, creditors and credit bureaus. Our job is to take that heavy burden off your shoulders and work for you so you can be in approve range again.
Discover WHERE YOUR CREDIT CAN TAKE YOU
Process Overview
First, when you start with us we provide you with a detail analysis of your credit report. We Identify Hard-to-Spot Inaccurate Information Issues. We Then Look at The Various Factors That Are Pulling Your Credit Score Down and Provide You with Actionable Steps to Get Your Score Back Up. Lastly, We Provide You with Systematic Guidance on How to Rebuild and Restore Your Credit. We Focus on Repairing Your Credit from Start to finish.
We identify high risk items that might be at risk of a lawsuit, we tackle them accordingly if needed. Many reporting errors are difficult to spot and requires a person with knowledge of the law and a well-trained eye. We will flag situations that need special care, and dispute only after strategizing with you
Next, We Load All of The Inaccurate, Misleading and Unverifiable Information into Our System, And Begin Challenging Questionable Information with The Credit Bureau, Creditor, And Collector. Once The Dispute Letters Are Ready, We Send Them Out to All and Wait 30 To 40 Days for Updates. You Can Track Your Credit Repair Progress Using Our Online Portal. We Focus on Repairing Your Credit from Start to Finish. Our Goal Is to Help Consumers with Bad Credit Through Our Restoration Program.
Once The Updated Credit Reports Come Back, We Analyze the Updates for Any Changes to The Inaccurate, Misleading and Unverifiable Information. If There Are Changes, We Update Your File and Then Move on To the Next Inaccurate, Misleading and Unverifiable Item. If The Item Comes Back Verified with No Change, We Follow Up with The Credit Bureaus to Try to Get a Resolution on Why the Inaccurate Information Is Still on The Credit Report. We Focus on Repairing Your Credit from Start to Finish. Our Goal Is to Help Consumers with Bad Credit Through Our Credit Repair and Restoration Program.
LEGAL CLUB MEMBERSHIP
For new legal matters, initial face-to-face consultation is required. A review of Legal Documents (6 pages or less) with assistance resolving legal matters, governmental programs, a small claim court representation. Best of all, NO out-of-pocket cost FCRA/FDCPA violation coverage on a contingency basis for FCRA and FDCPA violations worth up to $1000.00 per awarded penalty, and much more.
DEBT DEFENSE MEMBERSHIP
Debt Defense includes the Legal Club services, plus NO out-of-pocket cost debt lawsuit legal representation and at no additional cost or court fees. When sued by a creditor or collector for an unsecured debt after a ninety-day waiting period. Emergency pending lawsuit coverage is available provided enrollment has been completed six (6) business days prior to summons answer deadline.
Top RESULTS
WE WILL WORK WITH THE BUREAUS TO CLEAR YOUR CREDIT PROFILE OF INACCURACIES, AND THEN WE WILL WORK TOWARDS REBUILDING IT TOGETHER.
Either the inaccurate account will be deleted or 100% fully corrected to a positive status. This includes the account status, late payment history, and all derogatory information removed.
The Fair Credit Reporting Act provides many laws to consumers when it comes to their credit reports. We are experts at helping you restore your credit and improve your credit scores.
Make a YOUR LIFE BETTER WITH
Your company name
Throughout life, you will realize that Credit is necessary. Not many people are privileged enough to purchase high priced items in cash. Here are a few things you need credit for; banking account, personal loan, car loan, renting, purchasing a home, employment, cable, cell phones, utilities, and the list goes on.
A Look Inside the world of credit
There are only 3 Bureaus, but did you know there are over 28 credit scores and each one uses its own algorithm to generate a score?
Each bureau has its own name for its credit-scoring model—even though they use the same FICO algorithm. Experian calls it “FICO or FICO II,” Equifax uses “Beacon,” and TransUnion’s model named “Empiric.”
Additionally, there are specialized credit scores that lenders use for specific types of loans. For example, if you are applying for a car loan, a lender will look at your Auto Enhanced score. This type of score gives more weight to how you have paid previous auto loans. In other words, if you paid your mortgage and credit cards payments in full and on time yet your car loan payment was always late, that would reflect in your Auto Enhanced score. This formula carries through all types of loans. In conclusion, it is important to know how to work your credit in order to generate the best score possible for whichever type of loan you are applying. We want to be there by your side to walk you through this difficult maze of the credit game.
Get 30% Off Your First month
What are you waiting for?
Our Team Members ARE HERE TO HELP
START LIVING YOUR BEST LIFE TODAY
