Boost your Credit Score
Rent Reporting Program
How does it work
1. Complete the enrollment form – Choose from 1, 2, or 3 renters – Depending on how many names are on your lease agreement that would like to build their credit! At checkout, you will be given the option to choose which services best fit your needs. We offer reporting for the past 12 – 24 months and current reporting – from today for the next 12 months. For best results, our clients have opted to have us report the past 24 months and current reporting. This builds history, while also creating a current trade-line.
2. You will receive a link to your Tenant Portal within a few minutes of your enrollment.
3. Upload your photo ID in your Tenant Portal as we must have this to get started. You can also upload your lease agreement if you have it available for quicker processing. If you do not have the lease agreement, no worries! We will reach out to your landlord to verify all information OR you or your landlord can email a copy of your lease agreement to support@creditrentboost.com.
4. Let your landlord know we will be contacting them! This is especially important if you rent from an Individual Owner (IL), as TransUnion & Equifax require us to either obtain a copy of their photo ID, which they can upload through their Landlord Portal OR they can answer five questions also in their Landlord Portal to verify their identity. We are also required to obtain a copy of the public tax records to verify ownership. If you do rent from an IL, it is VERY IMPORTANT that you speak to them prior to enrolling to verify that they will be willing to submit a copy of their photo ID or answer 5 quick questions to verify their identity.
If you rent from a property manager or apartment complex, we will reach out to them to verify your monthly payments!
Add your rental history to your Credit Report for only $6.95/mo
Forward Reporting
✅ $6.95/ Month or $49.00/ Year
✅ Discounts For Roommates
✅ Score Increases Over Time
✅ Results In Less Than 2 Weeks
✅ Reporting From Today Forward
✅ No Credit Inquiry
Past Reporting
✅ $49.00 12mo’s or $65.00 24mo’s
✅ Discounts For Roommates
✅ Avg Score Increase 20-60 points
✅ Results In Less than 2 Weeks
✅ Up To The Last 2 Years Of History
✅ No Credit Inquiry
Past & On Going Reporting
✅ $6.95/ Month + Past Option
✅ Discount For Roommates
✅ Avg Score Increase 30-100 Points
✅ Results In Less than 2 Weeks
✅ Up To The Last 2 Years Of History
✅ No Credit Inquiry
EXPEDITED SERVICE
$100
Have your new account reported within 3 business days of receiving all documents and rent verification.
Benefits
We have generally seen a range of 7 to 120 point increases. For someone that has not established credit, it is possible for them to get a score above 640 fairly quickly. On the other side of the spectrum, if someone has established a strong credit profile, with all on-time payments, they will probably see a much lower impact to their credit score – as with adding any new trade line. It has been our experience that in most cases someone will always pay their rent on time, however, may let a car payment or credit card go late. If this is the case, they should definitely be reporting their monthly rent payments. While you should never go late on any payment, you should at least get credit for all your on-time payments. We report twice a month to TransUnion and Equifax on the 5th and 15th. After reporting, TransUnion & Equifax typically have your new account active within 5-7 business days. If you are using a 3rd party Credit Report Provider such as Credit Karma, Free Credit Report, or Credit Sesame to view your report, you need to be mindful of how often they update their database. Some of these companies only update once a month, while others update once a week. In addition, some of these companies will update and show your new rental account, but will not update your score. Credit Rent Boost offers a simple solution for tenants to boost their credit score by simply paying their rent on time. By reporting their payments to credit bureaus, we help our clients establish a positive credit history and improve their financial future.
We want you to enroll with confidence! If we are unable to verify your landlord, we will immediately issue you a 100% refund as long as you also meet the requirements to be eligible for a refund (see FAQ “Why would I not qualify for a refund?”).! We do not set the landlord verification methods… TransUnion and Equifax have a strict vetting procedure that we are required to follow. While we are able to verify most landlords, some unfortunately will not qualify.